Grown-Up Money
A Practical Guide to Growing Wealth
Blockchain, Crypto, and the Decentralized Future
The crypto thesis without the hype. Blockchain fundamentals, the case for digital scarcity, and a sober framework for sizing crypto exposure inside a real portfolio—written for skeptics, not believers.
For investors who are curious about crypto but tired of being talked at. Equally useful for the skeptic who wants to steelman the case and the early adopter who wants to size more rationally.
What a blockchain actually is, how distributed ledgers work, and why the architecture matters beyond the marketing.
Public vs. private vs. permissioned chains, and how design choices shape what each network can and can't do.
Bitcoin and beyond: how digital currencies work, why they hold value, and what separates legitimate networks from noise.
Supply schedules, inflation mechanisms, staking, and the economic models that make or break a token's long-term case.
An honest conversation about exchanges, sizing, and the discipline it takes to trade a 24/7 market without losing your mind.
Programmable money explained simply: what smart contracts can do, what they can't, and where they're already changing how agreements work.
Lending, borrowing, and yield without a bank—how DeFi works, where the risks actually are, and what it means for the future of savings.
What you actually own when you buy an NFT, where the technology adds real value, and where it's mostly speculation.
Organizations that run on code instead of hierarchies: how they work, what problems they solve, and how to evaluate them.
Supply chains, healthcare, identity: where distributed ledger technology is already deployed and what problems it actually solves.
How Web3 differs from what came before, what a decentralized internet would actually look like, and the honest challenges in getting there.
The supply argument, the store-of-value thesis, institutional adoption, and how to think through the case without becoming a maximalist.
A working framework for staying informed, sizing your exposure rationally, and updating your views as the data changes.
Before you buy, get the full Chapter 1 as a PDF—no email required.